Suarez Home & Finance Corporation
Your Finances are at Our Best Interest

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Suarez Home & Finance Corporation offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

 
102% Loan Guaratee- Better than FHA
30 year Fixed
Home Equity Line of Credit
15 Year Fixed
2, 3, 5, and 7 year Arm Loans
Interest Only
Land Loan
Reverse Mortgage
Negative Am Loan
Mobile/Manufactured Homes
Investment Loans
Constuction Rehab Loan
New Construction Loan
Hard Money Loans

102% Loan Guaratee- Better than FHA

This loan type is a 102% Loan program that has NO MI (Mortgagge Insurance), No Reserves, No Assets, Unlimited Gift Funds, No Score Requirement and more.... about 90% of Florida would qualify for this loan. Fixed Rates, No Prepayment Penalties, Conventional Low Rates. Excellent Program!!!


30 year Fixed

Used for those who are not planning on moving, selling, or refinancing and want the re-assurance that your Mortgage Payment will not change.


Home Equity Line of Credit

Home Equity Line of Credit. Low or No Closing Costs.

Call or Email for more information.


15 Year Fixed

Pay off your Home in 15 years with a Fixed Rate Loan


2, 3, 5, and 7 year Arm Loans

Loan is fixed for a number of years and than adjusts at the beginning of the following month. This type of loan is good for those maybe planning on moving, selling, expecting the Equity in the home to increase or credit to get better in order to refinance in a couple of years.


Interest Only

Loan payment is Interest Only for a set term and than adjusts on the following payment.


Land Loan

Anywhere from under 1 acre up to 20+ acres


Reverse Mortgage

A Reverse Mortgage is generally used by those who are retired so they may Travel and live life with the Equity they have gained in their home.


Negative Am Loan

Negative Am is a good loan to use when you are just starting out and need your loan payments lower or for Investment Property. You pay at a Interest Rate that is Lower but have the option to make the Normal payment.


Mobile/Manufactured Homes

Fixed Rate Mobile and Manufactured Home Loans.

Depending on your credit score, we can get your loan close to the normal Home Loan rates.

Hard Money Lenders as well.


Investment Loans

We have Private Investors to lend that money needed to buy Your Investment Property!!!!


Constuction Rehab Loan

This Loan is Perfect for those who are looking to do some Re-Modeling and/or Additions. It is treated like a Construction Loan and a Refinance in one.

The Loan amount would be based on what the value of the home is after the project is completed.

 


New Construction Loan

Wanting to Build your Dream House. Well now it is possible. We can get the Construction Loan you need with a 1 time closing.  After Construction is completed you will pick the Program type you want for a Fixed Rate, Adjustable Rate, ARM, Interest Only, etc. 

Let us help you make your Dream Come True!

 


Hard Money Loans

Low Scores or Bad Credit.

Hard Money loans can get you the Home you want. Whether the Property is not able to be financed Conventionally or you have credit issues to be resolved.

No Prepayment Penalty. 30 year Fixed Amoritization.




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.