HELOC

Home Equity Line of Credit

Use Your Home’s Equity Without Starting Your Mortgage Over

Need funds for debt payoff, home updates, a large expense, or a little breathing room? This digital HELOC gives eligible homeowners a flexible way to tap into their equity without doing a full refinance.

What this option can help with

A HELOC can be a good fit for
homeowners who want to:

  • Pay off higher-interest debt

  • Make home improvements

  • Cover large planned expenses

  • Handle unexpected costs

  • Access equity while keeping their current mortgage in place

Why this option stands out


  • Keep your current first mortgage in place

  • Access a revolving line of credit instead of one lump sum

  • Fast digital process with real-time status updates

  • Available for many different borrower situations

  • Flexible use for debt payoff, renovations, or major expenses

Program highlights

This Equity Access HELOC is a standalone HELOC and may be available in 1st or 2nd lien position. The program includes instant income verification, an option to use automated bank statement analysis for both W-2 and self-employed borrowers, a Debt Eliminator feature that may help borrowers pay off debt to qualify, and AVM (Automated Valuation Model) availability on loans up to $500,000. Portal with real-time detailed status updates.

Simple, digital, and built to move faster

Every scenario is different. The best way to know whether this HELOC is a fit is to review your property, equity position, credit profile, and goals.

  • Loan amounts are available from $25,000 to $500,000

  • Applications approved within minutes to hours in most cases

  • Closing can happen within a few days depending on your pace and scenario

  • Minimum Credit Score is 640

  • Max combined loan to value is 80%
    (Total of all liens on home cannot exceed 80% of the value)

(We will look at every scenario even if this program does not fit you this second. We will review to see what is possible).

"It just feels amazing and I dont know your beliefs but I do believe in miracles and I feel like I got one. ❤️" RH

(Not only saved over $45k to pay off before the previous finance person could start but,

was also able to get $100,000 more than what they wanted!

Get started here to save "Crap Tons"!

Yes, I did say "Crap Tons" 😁

What happens next

  1. You complete the form

  2. We review the basics of your scenario

  3. We reach out to discuss possible options and next steps

In which state is the property for which you’re seeking a HELOC?

What type of property are you looking to leverage for a HELOC?

What is the current use of the property?

What is your estimated credit score?
(If more than one person on the loan, input the lowest scores)

What is your gross annual household income?
*Employee: W2 Gross Pay or Bank Deposits - past 12 months
*Self-Employed: Bank Deposits - past 12 months

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you eligible for VA benefits?

$
$
Total balance of all liens attached to property
$

What is your email address?

What is your cell phone?

Suarez Home & Finance Corp.

NMLS# 395063

Contact Us

PO Box 15318

Brooksville, Florida 34604

Suarez Home & Finance Corp. is a Equal Housing Opportunity Mortgage Brokerage. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Suarez Home & Finance Corp. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

© Copyright 2026 | Suarez Home & Finance Corp. | All rights reserved.

© Copyright 2026 | Suarez Home & Finance Corp. | All rights reserved.